The premier credit risk & decisioning platform driven by machine learning.
The confluence of alternative and proprietary data for a better understanding of a consumer’s financial DNA.
Powered by real, actionable data.
Our platform leverages proprietary machine learning algorithms and performance datasets applied to credentialed bank transaction-level data, allowing for assessment of consumer risk and fraud in real-time.
Our solutions create inclusive lending opportunities.
Nearly 1/3 of Americans are more creditworthy than what their FICO score indicates, and traditional scoring methodologies do not capture real-time life events that can impact a consumer’s ability and willingness to service his or her obligations.
NinjaEdge solutions allow our customers to confidently extend credit to those often overlooked. We look beyond traditional bureau scores and provide insight into a consumer’s financial activities and lifestyle.
NinjaEdge by the Numbers
thousand customers evaluated per month
million+ dollars of loans underwritten
years of development & optimization
million+ transactions evaluated
Digital Lending Expertise
We pioneered the digital lending business 15+ years ago. Our technology-driven approach to risk is well tested.
Expansive Native Integrations
Building technology for the modern age is a time consuming, expensive process. At NinjaEdge, we’ve done it already, so you don’t have to.
NinjaEdge can be tailored to the specific goals and preferences of our partners. Not a one size fits all approach.
Our automation reduces borrower friction, underwriting & acquisition costs, and credit risk while increasing our client’s efficiency, profitability, accuracy, and scale.
Discover our edge over the competition.
Get in touch with us today to learn more.