Buy Now, Pay Later (BNPL) plans are a recent innovation that enjoyed steady growth through the Covid-19 pandemic and resulting downturn. Now with BNPL delinquencies rising and consumers squeezed from inflation outpacing income growth, investors and lenders alike are...
Buy Now, Pay Later (BNPL) plans have garnered considerable attention over the past couple of years. Initially, headlines focused on explosive growth and the impact on e-commerce. While growth continues with BNPL lending in the U.S. expected to exceed $125 billion this...
Nearly half the U.S. population is unserved or underserved by conventional risk methods. 50-80 million Americans have little or no credit history and are unscorable by traditional models. In addition to these credit invisible (or no-hit) and thin-file consumers,...
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